GT Finance Company
Finance that works for the real economy.
Trade finance, auto loans, and salary-linked consumer credit for Nigeria's productive economy.
The GTFL story
Nigeria's credit market has a structural problem: banks serve the top of the market at usurious rates, and the vast middle — SMEs, traders, contractors, salary earners, fleet operators — has historically been underserved by both. GTFL was built for this middle.
Three focused business lines, each addressing a specific credit need, and each generating securitisable assets that can be packaged into capital markets instruments and recycled into new loans. The embedded BuildHub/ConstructBiz B2B marketplace makes GTFL's trade finance accessible directly within the procurement workflow.
Key features
- Supply chain finance, LCs, and invoice discounting
- DRIVE & ACQUIRE auto finance with responsible LTV limits
- BUILDA construction finance and salary-advance consumer credit
- ConstructBiz/BuildHub B2B marketplace
- ABCP and ABS securitisation via FMDQ
Products & services
- ·Trade Finance
- ·DRIVE & ACQUIRE — Auto Finance
- ·BUILDA — Construction Finance
- ·Consumer & Salary Lending
- ·ConstructBiz/BuildHub Platform
Part of the GTH ecosystem
GTFL does not operate in isolation — it is part of an integrated group architecture where each subsidiary creates value for the others.
Other GTH businesses