GT Mortgage Bank

Nigeria has one of the lowest mortgage penetration rates in the world — under 1% of GDP. Not because Nigerians do not want to own homes. Not because the properties do not exist. Because the process of getting a mortgage has historically been so complex, so expensive, and so biased toward urban professionals with existing banking relationships that most people gave up before they started. GTMB was built to end that.

We originate mortgages entirely digitally — through our platform at mygtmb.com and our mobile app. No branch visits. No mountains of paperwork. No unexplained rejections. A clear process, transparent pricing, and a mortgage decision in days, not months. We lend responsibly. We price fairly. We securitise our mortgage pools through the Nigeria Mortgage Refinance Company (NMRC), recycling capital back into new mortgages and improving the long-term sustainability of Nigeria's mortgage market.